Decimal Technologies
Gurugram fintech building low-code digital banking and lending platforms for banks and NBFCs
Founded
2009
HQ
Gurugram, India
CEO / MD
Lalit Mehta
Employees
500-1,000
Ownership
Private
Industry
Fintech / Enterprise SaaS / Low-code Platforms
What they do
Decimal Technologies is an established enterprise fintech player specializing in digital lending and customer acquisition platforms for banks and financial institutions. Through its proprietary low-code platform, Vahana, Decimal helps leading private banks, NBFCs, and insurance companies digitize their customer onboarding, loan origination, and credit underwriting processes. By simplifying complex legacy systems, the company enables institutions to deploy digital financial products rapidly, securely, and at massive scale.
How they make money
Decimal Technologies generates revenue through enterprise-level software licensing fees, implementation and customization services, and annual maintenance contracts. They also utilize transactional or volume-based pricing models where revenues scale with the number of applications or loans processed through their platform.
Why it's interesting for a marketer
Presales is where marketing meets revenue in B2B fintech. You turn a technical platform into a business case a bank CXO will fund, through decks, demos, and RFP responses. It is one of the fastest routes into enterprise SaaS/fintech go-to-market, and it builds the solution-selling, competitive positioning, and value-articulation muscle that later feeds product marketing and sales leadership.
Products & services
- • Vahana Cloud Low-Code App Development Platform
- • Vahana Hub API Integration Gateway
- • Vahana AI Document Extraction and Verification
- • Digital Lending and Loan Origination Systems
- • Digital Account Opening Platforms
Market position
Decimal is a pioneer and a highly trusted partner in the digital transformation of Indian banking, enjoying long-standing relationships with top private banks like Kotak Mahindra, HDFC, and IndusInd, ahead of younger digital-native competitors.
Scale
Profitable; processed millions of customer onboardings and loans annually; backed by marquee investors like Sabre Partners.
Flagship Platform
Vahana (No-code/Low-code platform)
Key Clients
Kotak Mahindra Bank, IndusInd Bank, SBI Card
Key Investor
Sabre Partners
Recent developments
- → Accelerated the rollout of Vahana Cloud to allow banks to build custom micro-frontends independently.
- → Expanded partnership with key private banks to power paperless end-to-end digital personal and auto loans.
- → Integrated advanced AI modules to automate KYC validation and income document analysis directly within the origination flow.
Culture & reputation
Technically rigorous, innovation-focused, and highly professional. The culture encourages systemic thinking, deep understanding of banking compliance, and close collaboration between business, pre-sales, and engineering teams.
Strengths
- • Strong enterprise trust with Tier 1 Indian banks
- • Highly flexible and scalable low-code platform (Vahana)
- • Proven capability in high-volume transactions
Weaknesses
- • Longer sales cycles typical of large enterprise banking deals
- • High dependence on the financial services sector performance
Opportunities
- • Expanding into global markets like Middle East and Southeast Asia
- • Applying the low-code platform to non-BFSI enterprise applications
- • Leveraging generative AI for automated code generation in Vahana
Threats
- • Intense competition from large legacy IT service providers and specialized fintechs
- • Rapid changes in cloud security and data residency regulations in banking
Why join (as a fresher)
- • Gain hands-on expertise in the complex, high-demand domain of enterprise banking technology.
- • Work closely with senior executives at India's largest private banks and financial institutions.
- • Develop cross-functional skills bridging technical architecture with strategic business consulting.
“Why Decimal Technologies?” - starter answer
“I want to join Decimal Technologies because it is a proven leader in driving digital transformation in India's banking sector. The Pre-Sales Manager role is a perfect match for my interest in product solutioning and my desire to build deep domain expertise in fintech. I am excited to act as the strategic bridge between banking clients and our development teams, leveraging Decimal's low-code capabilities to design innovative financial solutions.”
Pro tips
- Learn the two products cold: Vahana (low-code app-building platform) and Saarathi (digital lending marketplace). Be ready with one concrete client use case for each. Interviewers separate prepared candidates on exactly this.
- Prepare a two-minute 'explain low-code to a banker' pitch built on business outcomes (faster launch, lower cost, less IT dependence), not tech jargon. Some version of this comes up in almost every functional round.
- Brush up core BFSI context: the loan-origination journey, DSA/agent-led sourcing, and digital KYC/onboarding. Presales questions are framed around these workflows, and role-plays reward candidates who ask discovery questions before pitching.
Eligibility (as listed)
Open for All
Role(s) offered: Presales Manager
Profile AI-drafted on 11 Jul 2026 from public knowledge - verify time-sensitive facts before your interview.
Prep guide compiled from the PGDM 2026 campus placement list. Company facts are for orientation - verify time-sensitive details (leadership, numbers, recent news) before your interview. Questions are illustrative of each round, not a leaked question paper.